The Prudential Regulation Authority (PRA) has taken another major step in reshaping the UK’s prudential landscape with the publication of CP7/24 – The Strong and Simple Framework: The Simplified Capital Regime for Small Domestic Deposit Takers (SDDTs) . The proposals, due for implementation from 1 January 2027 , mark a pivotal moment for small UK banks and building societies seeking a more proportionate, predictable, and efficient approach to capital regulation. A proportiona

The PRA’s newly published consultation paper (CP10/25) marks a decisive shift in how UK banks are expected to manage climate related...

The hottest topic in credit risk modelling often centres around which algorithm to use. Logistic regression and linear regression are...