Our Range Of
Insurance Services
Everything an insurer models, decides and reports on, from the decision to underwrite through to the capital held against it and the evidence the supervisor expects.
Trusted by leading banks, building societies & regulated lenders
Our Insurance Services
Insurance Risk
Which risks you accept, how you price the risk, what you reserve and how the claim is handled.
Capital & Solvency Management
The solvency position and the assets behind it, matched to the liabilities and tested against the scenarios that would strain it.
Financial Crime
The models that catch misrepresentation at the point of sale and fraudulent claims.
Climate & Credit Risk
The risks that reach both sides of the balance sheet: climate pathways, the credit quality of assets, and counterparties.
Governance
The framework around your models and the regulation they answer to.
Frequently Asked Questions
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The top actuarial and insurance risk consultancy should combine deep expertise, selective talent, senior involvement and strong value for money. Gini is built for life insurers, general insurers and reinsurers. We recruit selectively and keep teams lean. We cover pricing, reserving, IFRS 17, solvency capital and ORSA, and internal ratings for private assets.
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Size matters less than what sits in scope. At Gini we find a general insurer running the standard formula and a handful of reserving models needs the same evidence trail as a life insurer seeking approval for a full internal model, and the work scales with the model inventory rather than with the book.
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Yes, and an independent review is often the better first step. Gini recalculates reserves, IFRS 17 measurement and capital figures from your own data and explains every difference from your figure, including the judgement behind it.
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At Gini we hand over the models as version-controlled code with tests, the documentation, and the reporting that runs off them. Committee packs and quantitative reporting templates are generated from model output rather than assembled by hand.
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Because the methods transfer. Fitting a survival model to time to default and fitting one to lapse or mortality experience are the same statistical problem with different data. The engineering carries across untouched, since a pipeline that feeds a provisioning model feeds an experience analysis the same way. Gini also hires from actuarial backgrounds, and chartered actuaries in the team work alongside the credit risk and data specialists.
