Climate Risk
What climate pathways do to both sides of the balance sheet, the assets you hold and the risks you underwrite, and the disclosures that follow.
Climate & Credit
Risk
The risks that reach both sides of the balance sheet: climate pathways, the credit quality of assets, and counterparties.
Climate & Credit Risk Services
Credit Risk
The credit quality of what you hold: private assets, counterparties and illiquid positions, rated and validated for the capital you carry against them.
Frequently Asked Questions
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At Gini we calibrate physical and transition pathways to your own holdings and exposures and run them through both, so asset values and claims experience reach one solvency number. On credit we build and independently validate internal rating models for private assets such as infrastructure and property lending, with counterparty exposure and illiquid asset valuation models alongside.
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Gini covers counterparty exposure models for the failure of a reinsurer, bank or trading counterparty, with collateral and offsets recognised. Risk and valuation models for illiquid holdings, including internal model design and calibration and the securitisation of equity release mortgage portfolios. Physical risk is measured for flood, subsidence, wind and heat across the property-backed assets you hold and the property risks you underwrite.